Why Investing in Bocas del Toro Rental Properties Makes Sense

And How Purchasing a Las Molas Property Could Deliver a 10%+ ROI Annually

Bocas del Toro, Panama, is no longer a secret. With its turquoise waters, walkable communities, rising property values, and booming tourism, the archipelago is quickly becoming one of Central America’s most desirable destinations for both travelers and property investors.

Among the standout investment opportunities is Las Molas, a boutique residential project designed for both full-time living and high-performing short-term rentals. Starting at just $215,000 for a fully finished 1-bedroom unit, Las Molas offers investors a rare blend of affordability, design, and ROI potential in a market that still has significant room to grow.

1. High Occupancy, Low High-Quality Rental Supply

Bocas averages 65–75% year-round occupancy across short-term rental platforms, with peak season rates reaching 90% or higher. There’s also a limited supply of new, well-designed housing close to town that meets the expectations of today’s digital nomads, adventure travelers, and eco-conscious tourists.

With Las Molas located less than 5 minutes from Bocas Town and surrounded by nature, it hits the sweet spot for travelers who want access to everything without sacrificing privacy.

2. Let’s Do the Math: Projected ROI at Las Molas

Here’s a conservative revenue breakdown for a one-bedroom unit at Las Molas priced at $215,000.

Revenue

Metric	Estimate
Nightly Rate (avg)	$125
Occupancy Rate	70% (255 nights/year)
Gross Rental Income	$31,875/year

Expenses

Category	Estimate
Property Management (20%)	$6,375
Maintenance + Utilities	$2,500
Insurance + Misc.	$1,000
Total Expenses	$9,875/year

Net Operating Income (NOI):

$31,875 – $9,875 = $22,000

ROI Calculation

$22,000 ÷ $215,000 = 10.23% net annual ROI

And this doesn’t include any long-term appreciation, which has averaged 5–8% per year over the past five years for well-located properties in the Bocas region.

3. A Hedge Against Inflation and a Bet on Eco-Tourism

Bocas del Toro is attracting an entirely new type of traveler: remote workers, climate migrants, and eco-conscious families. As tourism shifts from short holidays to extended stays and hybrid lifestyles, properties like Las Molas that balance sustainability, design, and rental income are perfectly positioned.

Moreover, Panama uses the U.S. dollar, has no restrictions on foreign ownership, and offers one of the best residency programs in the world — all of which make it easier and safer to invest.

4. Your Exit Strategy is Built In

Unlike oversaturated markets, Bocas still sees more demand than supply. That means strong resale potential, especially for units with rental history and a turnkey design like Las Molas. As the island infrastructure continues to improve and new travelers arrive, you’re not just earning income — you’re building equity in an appreciating asset.

Final Thoughts

With entry-level prices below $220,000 and net yields over 10%, Las Molas offers something rare in today’s global real estate market: an affordable Caribbean investment with real cash flow and long-term upside.

If you’re looking to diversify into vacation rentals or own a home that pays for itself in one of the world’s most beautiful places, now is the time to act.

Interested in learning more or receiving a full investor packet? Contact us here.

Bonus: Bocas Homes also offer developer financing with just 50% down. That means you can secure your unit with $107,500 and spread the remaining balance over a flexible payment plan — making your investment even more accessible.